Few people like the sound of breaking glass! Unfortunately, cracked or broken glass can be a costly occurrence for small businesses. Here's how Zest Insurance can help.
What is Glass insurance?Glass insurance for small businesses covers the cost of repairing or replacing damaged windows, glass doors, and storefront displays, in the event of accidental breakage, vandalism, or weather-related damage to your insured glass.
Why do you need Glass insurance?
Glass insurance for small businesses covers the cost of repairing or replacing damaged windows, glass doors, and storefront displays, in the event of accidental breakage, vandalism, or weather-related damage to your insured glass.
In case of vandalism, Glass insurance can help to facilitate timely replacement or repair, helping maintain security and appearance.Some landlords required proof of Glass cover as part of a lease agreement.
And of course, a well-maintained office or storefront is crucial for attracting customers. Glass insurance helps preserve a business's curb appeal after damage.Conditions and limits do apply, and some glass is not covered, such as glass that is stock, glass that is part of a glasshouse / conservatory, glass on electronic equipment (e.g. radio, television screen, computer screen) or glass item normally carried by hand (vases, glassware, etc).
Choose which cover you want, according to your business needs.
Search for your Business or Occupation to see your tailored cover.
Key features of Glass insurance from Zest Insurance:Our Glass insurance offering includes coverage such as*:
Quality of replacement glassEnsures replacement glass of a similar type and quality to your glass that is damaged.
Temporary repairs and others costs Including (but not limited to):
boarding up and temporary glazing.
costs you may incur for replacement of undamaged parts of the fixed glass to preserve the cosmetic integrity of the building.
replacing sign-writing and other ornamentation.
Expediting expensesCovers any reasonable costs for after-hours service by repairers, express delivery and overtime rates, and the reasonable additional costs incurred to comply with current building regulations relevant to the damage.
Advertising signsReplacement or repair of advertising or identification signs following damage.
Damaged stock or contentsReplacement or repair of damaged stock or contents as a result of damage to glass.
* Please refer to the Zest Insurance policy documentation, underwritten by Chubb Insurance Australia Limited, for full details of cover!
Importantly, Glass insurance from Zest Insurance can be purchased in conjunction with other coverage (such as contents insurance).
With Zest Insurance, it's quick and simple to explore insurance options for your business
Choose which cover you want, according to your business needs.
Search for your Business or Occupation to see your tailored cover.
Consider how a glass related incident could impact your business**
BookkeeperLocated in a retail store facing onto a suburban carpark, the bookkeeper’s glass storefront window is damaged when teenagers throw a shopping trolley through the window at nighttime. The business owner calls in professional help to secure the shopfront with temporary boards until the glass can be properly replaced the following day.
Communications AgencyA glass conference room door is shattered when a large whiteboard being wheeled by an employee accidentally topples into it. The glass needs replacing and the name of the room must be etched on the new door to match others in the office.
** These examples are hypothetical, based on the types of scenarios that could potentially lead to a Glass insurance claim for a small business. All claims are assessed by Chubb on a case-by-case basis and are subject to the terms, conditions, exclusions and limits of the Chubb Multipack Policy Wording.
Explore insurance for your small businessSearch for your business or occupation to view relevant Zest Insurance cover.
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